Bank of England cuts rates to 3.75%

Interest rates reach their lowest levels since 2023 after the Monetary Policy Committee voted 5-4 in favour of a cut amid falling inflation. The Bank of England (BoE) has cut interest rates by 0.25 percentage points to 3.75%. In a widely expected move, the Monetary Policy Committee (MPC) voted five to four in favour of bringing borrowing costs down to …

UK inflation falls to 3.6% in October but wider economic backdrop ‘remains fragile’

Ahead of Autumn Budget UK inflation rose by 3.6% in the 12 months to October 2025, down from 3.8% in September, strengthening the case for a further rate cut from the Bank of England next month. On a monthly basis, the Consumer Prices index (CPI) rose by 0.4% in October 2025, compared to a jump of 0.6% during the same …

Bank of Bank of England holds interest rates at 4% as Budget looms large

Five MPC members voted to hold rates The Bank of England’s (BoE) Monetary Policy Committee (MPC) has voted to leave interest rates unchanged at 4%. In a meeting today (6 November), five MPC members voted to hold rates while the remaining four opted for a 25bps cut to 3.75%. The decision was hard to call ahead of the vote, noted AJ Bell …

Inflation stands still at 3.8% as Budget tax plans come into focus

Commentators say chancellor should be wary of inflationary tax measures after consumer price index comes in under expectations. Inflation stood still at 3.8% in September, coming in under expectations ahead of a Budget next month that will include tax rises. Consumer price index (CPI) figures released this morning showed prices had not risen quite as much as the 4% predicted …

Bank of England meets expectations and cuts rates to 4%

Lowest level in two and a half years Interest rates have been cut to 4% by the Bank of England (BoE) Monetary Policy Committee in a move that was forecasted. So far, the BoE has opted to cut rates twice this year (February and March) while holding at the last one in June. Now the 4% rate cut means that interest …

Bank of England cuts interest rates – experts share views on what it means for advisers and clients

The Bank of England has taken another step toward easing, cutting the base rate from 4.5% to 4.25% in a widely anticipated but cautious move. There was however a split in the voting so it wasn’t unanimous. With inflation easing—coming in at 2.6% in the year to March—markets had priced in a cut, though the Bank’s measured 25bp shift suggests policymakers remain …