Below you'll find a list of all posts that have been categorized as “Pensions & Retirement”
If you looked at annuities a few years ago and decided they weren’t worth it, it may be time to look again. Across the industry, annuity rates today are widely reported to remain up to 60% higher than they were in 2021 — a gap that has held for some time now, not a brief spike. For anyone with a …
Most of us change jobs several times over a working life — and nearly every job leaves a pension pot behind. Add in the odd personal pension started years ago, and it is common to arrive at retirement with four, five or more separate pots, some long forgotten. So should you bring them all together? Sometimes yes, sometimes emphatically no …
When most people retire, they accept the annuity rate their pension provider offers them. What many never discover is that their health and lifestyle — the very things they might assume would count against them — could entitle them to a significantly higher guaranteed income. That is what an enhanced annuity is for. How an enhanced annuity works A standard …
Five Reasons to Buy a Pension Annuity After a lifetime accumulating pension savings, you reach the point when those savings must provide a regular income for your retirement. The options today are broader than ever — drawdown, lump sums, or a mix of approaches — but the most traditional route, the annuity, has firmly returned to favour. Here’s why. Consider …
A professional sporting career compresses a lifetime of earnings into a handful of years. Whether you play football or rugby, fight in boxing or MMA, or compete in cricket, golf or athletics, your highest-earning years usually arrive first — often before you turn 25 — and the window can close without warning. That makes the financial decisions you take during …
Important changes to ISA rules announced by the Treasury The Treasury has confirmed plans to introduce a 22% levy on cash interest held inside Stocks & Shares ISAs. These proposals form part of a new set of draft rules published on 23 June and are now open for consultation. Under the draft rules, any interest or alternative finance return generated …
