The image most people have of a pension scam is a badly written email or a cold call from someone who sounds obviously dodgy. Those still exist. But they are not what catches people out any more. The approaches that work now look entirely professional. A well-built website. Printed brochures. A named contact who is polite, patient and happy to …
Retiring in the Next 12 Months? Five Things to Sort Before You Finish Work
The final year before retirement is when a lifetime of saving turns into a set of real decisions — some of which, once made, cannot be unmade. Sorted early, they set up a comfortable and confident retirement. Left to the last minute, they get rushed. If you plan to finish work within the next twelve months, here are the five …
National Financial Awareness Day: Five Questions Worth Asking About Your Retirement
Today is National Financial Awareness Day — an annual prompt, held each 14 August, to stop and take an honest look at your money. Most of the advice you will see today is about the everyday: check your balance, cancel the subscription you forgot about, shop around on your energy bill. All sensible, and all worth doing. But there is …
Should You Combine Your Old Pensions? The Pros and Pitfalls of Consolidation
Most of us change jobs several times over a working life — and nearly every job leaves a pension pot behind. Add in the odd personal pension started years ago, and it is common to arrive at retirement with four, five or more separate pots, some long forgotten. So should you bring them all together? Sometimes yes, sometimes emphatically no …
Five Financial Mistakes Professional Sportspeople Make — and How to Avoid Them
A professional sporting career compresses a lifetime of earnings into a handful of years. Whether you play football or rugby, fight in boxing or MMA, or compete in cricket, golf or athletics, your highest-earning years usually arrive first — often before you turn 25 — and the window can close without warning. That makes the financial decisions you take during …




