Retired couple discovering their pension could buy more guaranteed income than expected

Annuity Rates Are Still Up to 60% Higher Than 2021 — Is Your Pension Missing Out?

If you looked at annuities a few years ago and decided they weren’t worth it, it may be time to look again. Across the industry, annuity rates today are widely reported to remain up to 60% higher than they were in 2021 — a gap that has held for some time now, not a brief spike. For anyone with a …

Retirement ProfessionalsAnnuity Rates Are Still Up to 60% Higher Than 2021 — Is Your Pension Missing Out?
Reviewing old pension paperwork before considering consolidation

Should You Combine Your Old Pensions? The Pros and Pitfalls of Consolidation

Most of us change jobs several times over a working life — and nearly every job leaves a pension pot behind. Add in the odd personal pension started years ago, and it is common to arrive at retirement with four, five or more separate pots, some long forgotten. So should you bring them all together? Sometimes yes, sometimes emphatically no …

Retirement ProfessionalsShould You Combine Your Old Pensions? The Pros and Pitfalls of Consolidation
Retired couple enjoying time outdoors after securing their retirement income

What is an Enhanced Annuity — and Could You Qualify for More Income?

When most people retire, they accept the annuity rate their pension provider offers them. What many never discover is that their health and lifestyle — the very things they might assume would count against them — could entitle them to a significantly higher guaranteed income. That is what an enhanced annuity is for. How an enhanced annuity works A standard …

Retirement ProfessionalsWhat is an Enhanced Annuity — and Could You Qualify for More Income?
Shoppers on a busy London high street.

Inflation Eases to 2.6% — What It Really Means for Your Retirement

Market Insight  |  22 July 2026 Inflation Eases to 2.6% — What It Really Means for Your Retirement Good news on paper — but the road to a comfortable retirement still needs careful navigation. This morning brought a welcome dose of good news. The Office for National Statistics confirmed that UK Consumer Prices Index (CPI) inflation fell to 2.6% in …

Retirement ProfessionalsInflation Eases to 2.6% — What It Really Means for Your Retirement
Couple reviewing their pension options before choosing an annuity

Five reasons to buy a pension annuity

Five Reasons to Buy a Pension Annuity After a lifetime accumulating pension savings, you reach the point when those savings must provide a regular income for your retirement. The options today are broader than ever — drawdown, lump sums, or a mix of approaches — but the most traditional route, the annuity, has firmly returned to favour. Here’s why. Consider …

Retirement ProfessionalsFive reasons to buy a pension annuity

Pensions and Inheritance Tax: What April 2027 Means for Your Estate

For decades, pensions have been one of the most effective ways to pass wealth to the next generation. Money left in a defined contribution pension has generally sat outside your estate for inheritance tax purposes — which is why many financially comfortable families have deliberately spent other assets first and preserved their pensions for their children. From 6 April 2027, …

Retirement ProfessionalsPensions and Inheritance Tax: What April 2027 Means for Your Estate