Compare Annuity Calculator

Compare Annuity Rates From the Whole of the Market — Free

Finding the best annuity rate on your own can be time-consuming and confusing, with several providers all offering different terms. At Retirement Professionals, we do the hard work for you — comparing the whole of the annuity market on your behalf to find the highest guaranteed income available, including checking whether you qualify for an Enhanced Annuity. Simply complete your details below and let our specialists take care of the rest.

✔  Whole of market comparison — every major UK annuity provider checked
✔  Up to 60% more income if you qualify for an Enhanced Annuity
✔  Free, no obligation — we are paid by the provider you choose, not by you
✔  Personal guidance from an FCA-regulated specialist — not a call centre script
✔  Once you buy an annuity you cannot change it — so it pays to compare first

Fill in your details below and one of our guaranteed income specialists will compare the whole market on your behalf. Prefer to talk first? Call us free on 0800 098 7050.


Get Your Free Annuity Comparison

Takes about two minutes  |  Fields marked * are required

What happens next: one of our specialists will call you to talk through your comparison. We will never sell your details to a third party, and there is no obligation to proceed at any stage.

This page is secured with SSL encryption. Your details are transmitted securely and are never sold to third parties.


Prefer to Talk to Us Directly?

Our guaranteed income specialists are ready to help you compare annuity rates.

Call Free: 0800 098 7050

Speak directly with a specialist — no automated systems


How Our Comparison Works

1

Tell us about you

Complete the short form above — takes around two minutes

2

We compare the market

We check every major provider, including enhanced rates

3

You get your results

A specialist calls you to explain your options — no obligation


Could You Get Up to 60% More Income?

If you have any medical conditions, take regular medication, smoke, or your alcohol consumption is above average, you could qualify for an Enhanced Annuity — paying significantly more guaranteed income than a standard rate. There are over 1,500 qualifying conditions, including high blood pressure, diabetes, heart conditions and respiratory disorders. Even your postcode can affect your rate.


Common Questions

Does it cost me anything?

No. We do not charge you a fee for comparing the annuity market. We are paid by commission from the provider you choose, which is already reflected in the rates you are quoted.

Am I committed to anything by filling this in?

Not at all. You receive your comparison and it is entirely your decision whether to proceed. Many people use the exercise simply to check that their existing provider’s offer is competitive.

Why do you ask about my health?

Annuity providers pay a higher income to people with certain health or lifestyle factors. Sharing these details is optional, but without them we can only compare standard rates — which could mean a materially lower income for the rest of your life.

How quickly will I hear back?

We aim to contact you within one working day. If you would rather not wait, call us free on 0800 098 7050.

Can I change my mind after buying an annuity?

Generally not. Beyond the initial cancellation period, an annuity purchase is permanent — which is precisely why comparing rates properly beforehand matters so much.


What Our Customers Say

Thousands of people have trusted Retirement Professionals to find them the best annuity rate. Read what our customers have to say.

Read Our Customer Testimonials →


Useful Information


We will not provide you with advice or recommendations — we will research the whole of the annuity market and present you with the best available rates. It will be your decision how to proceed. We do not charge a fee for this service; we are remunerated by commission from the provider you choose. An annuity purchase cannot normally be reversed once made. Your details are transmitted securely and we will never sell your information to any third party.

Retirement Professionals Ltd is an appointed representative of pi financial ltd, authorised and regulated by the Financial Conduct Authority. FCA number 622943.

The Retirement Professionals team
Retirement ProfessionalsCompare Annuity Calculator