Annuity Calculator UK — Find Your Best Rate in Minutes
Tired of comparing annuity rates and not knowing where to start? Let us do the hard work for you. Fill in your details below and our specialists will search the whole of the annuity market to find you the highest guaranteed income available.
✔ Whole of market search — we compare every major UK annuity provider
✔ You could get up to 60% more income with an Enhanced Annuity
✔ Free and no obligation — no pressure, just clear independent guidance
✔ Medical conditions could increase your income — over 1,500 qualifying conditions
✔ Once you buy an annuity you cannot change it — so it pays to shop around first
Speak to a real adviser — no automated systems, no call centres
Could You Be Getting More From Your Pension?
If you have any medical conditions, take regular medication, smoke, or your alcohol consumption is above average, you could qualify for an Enhanced Annuity — meaning significantly more guaranteed income for life. Even your postcode can make a difference. Our specialist research process is designed to find you the very best rate based on your individual circumstances.
How It Works
- Fill in your details below — it takes around two minutes
- We search the whole of the annuity market on your behalf
- A guaranteed income specialist calls you with your personalised results
- You decide how to proceed — with absolutely no obligation
Get Your Free Annuity Quote
Takes about two minutes | Fields marked * are required
What happens next: one of our advisers will call you to talk through your results. We will never sell your details to a third party, and there is no obligation to proceed at any stage.
This page is secured with SSL encryption. Your details are transmitted securely and are never sold to third parties.
What Our Customers Say
Thousands of people have trusted Retirement Professionals to find them the best annuity rate.
Read Our Customer Testimonials →
Common Questions
Does it cost me anything?
No. We do not charge you a fee for researching the annuity market. We are paid by commission from the provider you choose, and that commission is already reflected in the rates you are quoted.
Am I committed to anything by filling this in?
Not at all. You will receive your figures and it is entirely your decision whether to proceed. Many people use the exercise simply to check that their existing provider’s offer is competitive.
Why do you ask about my health?
Annuity providers pay a higher income to people with certain health or lifestyle factors. Sharing these details is optional, but without them we can only quote standard rates — which could mean a materially lower income for the rest of your life.
How quickly will I hear back?
We aim to contact you within one working day. If you would rather not wait, call us free on 0800 098 7050.
Should I consider anything other than an annuity?
Possibly. An annuity gives you a guaranteed income for life, but Flexi-access Drawdown offers flexibility instead, and some people combine the two. Our advisers will talk you through which suits your circumstances. You can also get free, impartial guidance from Pension Wise.
Prefer to Talk to Us Directly?
Our guaranteed income specialists are ready to help.
Important Information
We will not provide you with advice or recommendations — we will research the whole of the annuity market to present you with the best available rates, and it will be your decision how to proceed. We do not charge you a fee for this service; we are remunerated by commission from the provider you choose. An annuity purchase cannot normally be reversed once made. For further guidance on your retirement options, MoneyHelper provides free, impartial information at moneyhelper.org.uk.
Your details are transmitted securely and we will never sell your information to any third party. Retirement Professionals Ltd is an appointed representative of pi financial ltd, authorised and regulated by the Financial Conduct Authority. FCA number 622943.