Enhanced Annuity

Get Your Enhanced Annuity Quote

An Enhanced Annuity, also known as an Impaired Life Annuity, can pay a significantly higher income than a standard annuity if your health or lifestyle means your life expectancy may be shorter than average. Smokers, those taking regular medication, or anyone with a diagnosed medical condition could benefit. Simply complete your details below and we’ll compare the whole of the market on your behalf.

✔  Up to 60% more income for some qualifying conditions
✔  Whole of market comparison — every enhanced annuity provider checked
✔  Free, no obligation — we are paid by the provider you choose, not by you
✔  Your details are encrypted and never sold to third parties

Want to understand more about how Enhanced Annuities work first? Read our full guide → Prefer to talk? Call us free on 0800 098 7050.


Get Your Free Enhanced Annuity Quote

Fields marked * are required  |  Your details are encrypted and never sold to third parties

Your pension

Current value of pension

Tax free cash required

Retirement date (approx)

About you

Title *

Your First Name *

Your Last Name *

House No. *

Postcode *

Your Date of Birth *

Do You Smoke?

Medical Conditions

 padlockPlease note, this page is secure and details entered on this form will be encrypted and not be held on the site. GeoTrust Global CA


Prefer to Talk to Us Directly?

Our specialists are ready to help you find out if you qualify for an Enhanced Annuity.


📞 Call Free: 0800 098 7050

Speak directly with a specialist — no automated systems


More About Enhanced Annuities

As with a conventional annuity, an Enhanced Annuity pays a known, guaranteed income for the rest of your life in exchange for your pension fund. The income you receive depends on your fund size, age, the options you choose, and your health and lifestyle — those with certain medical conditions or lifestyle factors could qualify for a meaningfully higher rate. Read our full guide to Enhanced Annuities →


What Our Customers Say

Thousands of people have trusted Retirement Professionals to find them the best annuity rate. Read what our customers have to say.


Read Our Customer Testimonials →


We will not provide you with advice or recommendations as part of our annuity comparison service — we research the whole of the market and present you with the best available rates, and it is your decision how to proceed. The level of income uplift available depends entirely on your individual circumstances and is not guaranteed. Your details are encrypted and we will never sell your information to any third party.

Retirement Professionals Ltd is an appointed representative of pi financial ltd, authorised and regulated by the Financial Conduct Authority. FCA number 622943.

Retirement ProfessionalsEnhanced Annuity