Get Your Enhanced Annuity Quote
An Enhanced Annuity, also known as an Impaired Life Annuity, can pay a significantly higher income than a standard annuity if your health or lifestyle means your life expectancy may be shorter than average. Smokers, those taking regular medication, or anyone with a diagnosed medical condition could benefit. Simply complete your details below and we’ll compare the whole of the market on your behalf.
✔ Up to 60% more income for some qualifying conditions
✔ Whole of market comparison — every enhanced annuity provider checked
✔ Free, no obligation — we are paid by the provider you choose, not by you
✔ Over 1,500 qualifying conditions — many people qualify without realising
✔ Once you buy an annuity you cannot change it — so it pays to check first
Want to understand more about how Enhanced Annuities work first? Read our full guide → Prefer to talk? Call us free on 0800 098 7050.
Get Your Free Enhanced Annuity Quote
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What happens next: one of our specialists will call you to talk through your results. We will never sell your details to a third party, and there is no obligation to proceed at any stage.
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Prefer to Talk to Us Directly?
Our specialists are ready to help you find out if you qualify for an Enhanced Annuity.
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More About Enhanced Annuities
As with a conventional annuity, an Enhanced Annuity pays a known, guaranteed income for the rest of your life in exchange for your pension fund. The income you receive depends on your fund size, age, the options you choose, and your health and lifestyle — those with certain medical conditions or lifestyle factors could qualify for a meaningfully higher rate. Read our full guide to Enhanced Annuities →
Common Questions
Does it cost me anything?
No. We do not charge you a fee for researching the annuity market. We are paid by commission from the provider you choose, which is already reflected in the rates you are quoted.
Am I committed to anything by filling this in?
Not at all. You receive your figures and it is entirely your decision whether to proceed. Many people use the exercise simply to check that their existing provider’s offer is competitive.
Why do you ask about my health?
Annuity providers pay a higher income to people with certain health or lifestyle factors. Sharing these details is optional, but without them we can only obtain standard rates — which could mean a materially lower income for the rest of your life.
How quickly will I hear back?
We aim to contact you within one working day. If you would rather not wait, call us free on 0800 098 7050.
Can I change my mind after buying an annuity?
Generally not. Beyond the initial cancellation period, an annuity purchase is permanent — which is precisely why comparing rates properly beforehand matters so much.
What Our Customers Say
Thousands of people have trusted Retirement Professionals to find them the best annuity rate. Read what our customers have to say.
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We will not provide you with advice or recommendations as part of our annuity comparison service — we research the whole of the market and present you with the best available rates, and it is your decision how to proceed. The level of income uplift available depends entirely on your individual circumstances and is not guaranteed. An annuity purchase cannot normally be reversed once made. Your details are transmitted securely and we will never sell your information to any third party.
Retirement Professionals Ltd is an appointed representative of pi financial ltd, authorised and regulated by the Financial Conduct Authority. FCA number 622943.