Get your free annuity quotation

Complete the form below and we will search the whole market to find you the highest guaranteed income. The more detail you provide, especially about your health, the better the rate we may be able to secure for you.

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This is a single life annuity - no spouse or dependant details required?A single life annuity pays an income to you only, for as long as you live, and stops when you die. It pays a higher income than a joint annuity because the provider only needs to plan for one lifetime.
Annuitant full name *
Dependant full name
Your occupation
Dependant occupation
Your date of birth *
Dependant date of birth
Postcode *
Marital status
Current pension fund value (£) *
Required retirement date *
Annuity type *?A lifetime annuity pays a guaranteed income for the rest of your life. A fixed term annuity pays for a set number of years only, after which your remaining fund is returned to you.
Fixed term annuity details
How many years would you like your fixed term to run? (1-30 years) Select up to 3 term lengths if you would like comparison quotes
Or enter a specific number of years:
Maximum 3 terms can be selected
What income would you like during the chosen term?
or specify an amount: £ per year

Do you require a pension commencement lump sum (tax-free cash)??This is a cash sum you can take from your pension before the rest is used to buy your annuity, normally up to 25% of your fund, tax-free. Taking cash reduces the income your annuity will pay.If yes or maybe, use the slider below to choose between 1% and 25%
How much tax-free cash would you like to take?
25% of your pension fund
Do you require a spouse / dependant pension (joint annuity)??This means your annuity continues to pay an income to your spouse or dependant after you die, at the percentage you choose. Adding this option reduces your own income while you're alive, since the provider must plan for two lifetimes instead of one.If yes or maybe, choose the continuation percentage below
What percentage of your income should continue to your spouse / dependant?
Do you require any death benefits??A Guarantee Period pays your annuity income to your estate for a set number of years even if you die early. Value Protection instead pays a lump sum equal to any unused fund value if you die before receiving that much back in income. Both options reduce your starting income slightly.If yes or maybe, choose your preferred option below
Which type of death benefit would you prefer??Guarantee Period = income continues to your estate for a fixed number of years. Value Protection = a lump sum is paid instead, based on how much of your original fund hasn't yet been paid out as income.
Do you require your annuity to escalate / increase??An escalating annuity increases your income each year, helping it keep pace with rising prices. The trade-off is a lower starting income compared to a level annuity that pays the same amount every year for life.If yes or maybe, choose your preferred escalation rate below
How would you like your annuity income to increase each year?

Payment frequency
Payable in?Advance means each payment is made at the start of the period it covers (e.g. start of the month). Arrears means it's paid at the end of the period. Advance is the more common and slightly more valuable option.
Medical and lifestyle details are not required for a Fixed Term Annuity. You may still complete this section if you wish but it will not affect your fixed term quote.
Health conditions and lifestyle factors can significantly improve your annuity rate. All information is treated in the strictest confidence.
1. Smoking
Annuitant
Current smoker Ex-smoker Non-smoker
Dependant
Current smoker Ex-smoker Non-smoker

2. Alcohol consumption
Your average weekly units
Dependant average weekly units

3. Height and weight
Annuitant
Height
Weight
Waist (inches)
Dependant
Height
Weight
Waist (inches)

4. Medical history - please answer each condition
High blood pressure
Annuitant
Date diagnosed
BP reading
Medication and dosage
Dependant
Date diagnosed
BP reading
Medication and dosage
Raised cholesterol
Annuitant
Date diagnosed
Cholesterol reading
Medication and dosage
Dependant
Date diagnosed
Cholesterol reading
Medication and dosage
Diabetes
Annuitant
Type
HbA1c reading
Medication and dosage
Dependant
Type
HbA1c reading
Medication and dosage
Heart attack, angina or other heart condition
Annuitant
Condition type
Date diagnosed
Medication and dosage
Dependant
Condition type
Date diagnosed
Medication and dosage
Cancer, leukaemia, lymphoma or growth
Annuitant
Type and staging
Treatment received
Dependant
Type and staging
Treatment received
Stroke (CVA, TIA, SAH or cerebral bleed)
Annuitant
Stroke type
Date diagnosed
Part of body affected
Dependant
Stroke type
Date diagnosed
Part of body affected
Asthma or lung condition
Annuitant
Condition
Date diagnosed
Medication and dosage
Dependant
Condition
Date diagnosed
Medication and dosage
MS, liver/kidney conditions, arthritis or neurological condition
Annuitant
Condition
Medication and dosage
Dependant
Condition
Medication and dosage

Any other medical information not listed above?
Email address *
Phone number *
Best time to contact you

Thank you - we are on it!

Your details have been received. One of our annuity specialists will be in touch within one working day with your personalised whole-of-market quotation. If you have any questions please call us.

0161 813 2187